About Worthy Capitals

At Worthy Capital, sound financial planning begins with understanding your goals, your risk appetite, and your life stage. As a trusted mutual fund distribution and advisory firm, led by Kartikay Ungrish (ARN: 276810), we specialize in helping you build balanced, need-based investment portfolios.

Whether you're just starting your investment journey or want to optimize your existing investments we are here to help you. Our approach is rooted in clarity, suitability, and long-term growth. We make it simple to invest in mutual funds that match your profile — and we stay with you at every step, providing personalized guidance and regular reviews to ensure your portfolio alignment with your goals and life changes.

But we don't stop at mutual funds. Through our world-class mobile app and website, you can access, redeem, pause, invest, and withdraw in a few clicks. Thus, you always have control of your investments and can monitor your portfolio regularly.

Furthermore, we also offer carefully curated health and life insurance options, AA and AAA-rated bonds, and fixed deposits — all designed to protect what matters and grow what you've earned.

The best part is that we do not charge any consultation or fee for our services to our clients. Like any other intermediary, we work on a small commission from mutual funds and insurance companies. Thus, you don't need to set aside any extra amount from your pocket to access our world-class app and receive active consultation and support throughout your investment and insurance journey.

Whether your priority is wealth creation, risk protection, or both, Worthy Capital gives you the tools and guidance to act with confidence.

Worthy Capitals has Wealthy as its technology partner, and together we provide our clients a free, world-class client app and web interface to invest, monitor, and redeem their investments. Does that sound like what you're looking for? If yes, click the link below, share a few basic details, and we'll get in touch for a detailed discussion.

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Kartikay Ungrish, the founder of Worthy Capitals, is a unique blend of academic rigor and professional expertise. His in-depth understanding of financial markets enables him to offer trusted investment guidance and comprehensive insurance solutions.

His mission is to empower individuals and families with the knowledge and tools needed to navigate their financial journey with clarity, confidence, and long-term purpose.

A Strong Academic and Professional Foundation

Kartikay’s educational background is a cornerstone of his approach to financial advisory. He holds an MBA, providing advanced training in economic analysis, strategic planning, and risk management.

His qualification for the UGC NET is a testament to his commitment to research-driven knowledge and higher learning, reinforcing his academic and professional foundation.

His early career as an Assistant Professor and corporate trainer allowed him to mentor students and professionals from high-profile sectors, including corporate leadership, entrepreneurship, and academia.

His ability to simplify complex topics and offer actionable strategies has earned him wide recognition, with several students endorsing his guidance through LinkedIn Recommendations — a testament to his impact and credibility.

About Kartikay Ungrish

What Kartikay Brings to Financial Services?

Kartikay’s transition into financial services was driven by a desire to make expert investment guidance and reliable insurance accessible to a broader audience. At Worthy Capitals, he leverages his educational depth and hands-on experience to offer practical solutions that meet the unique goals and risk appetites of his clients.

Key services include:

Mutual Fund Distribution: Expert recommendations that help clients diversify and optimize their portfolios in line with long-term objectives.
Health and Life Insurance Solutions: Tailored advice to ensure comprehensive coverage and financial security against unforeseen risks.
Fixed Deposits and Bonds: Strategies for conservative investors seeking capital protection and steady returns.
Goal-Based Financial Planning: Personalized investment approaches aligned with individual financial goals, timelines, and risk profiles.

Kartikay’s client-first philosophy is not just a tagline, but a guiding principle that ensures every recommendation is rooted in thorough analysis and designed to foster sustainable wealth creation. This emphasis on the client's needs and goals makes them feel prioritized and valued, strengthening the trust and confidence in Kartikay's services.

Empowering Clients with Knowledge and Confidence

What distinguishes Kartikay’s approach is his commitment to clarity and education. He believes that informed clients are empowered clients. His advisory services go beyond product recommendations — they are aimed at building understanding, confidence, and long-term financial discipline.

Clients and students alike appreciate his empathetic approach and analytical rigor, which have been highlighted in professional recommendations and enduring relationships built on trust.

A Vision for the Future of Financial Well-Being

As markets evolve and global events influence financial decisions, Kartikay’s academically enriched perspective and practical experience provide clients with a strategic edge. His vision for Worthy Capitals is to create a supportive environment where individuals can confidently pursue growth, safeguard their investments, and achieve lasting financial well-being.

With Kartikay Ungrish at the helm, Worthy Capitals stands as a beacon of trusted investment guidance and thoughtful insurance planning — helping clients take informed steps toward a secure and prosperous future.